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Benefits 101

  • Your Highest Earners Are About to Get a Paycheck Surprise: the 2026 Roth Catch-Up Rule Nobody Warned You About

    Your Highest Earners Are About to Get a Paycheck Surprise: the 2026 Roth Catch-Up Rule Nobody Warned You About

  • Open enrollment planning timeline — month-by-month renewal runway for HR

    Your Open Enrollment Was Chaos Last Year Because It Started in October. It Should’ve Started in June.

  • ACA affordability percentage 2026 — the 9.96% rule for employers

    The IRS Moved Your “Affordable” Number Again. Most Companies Won’t Notice Until the Penalty Letter

  • Open enrollment communication that employees actually read

    You Love Benefits. Your Employees Just Need Them. That’s Why Your Open Enrollment Emails Don’t Work.

  • Applicable large employer requirements 2026 — small business crossing 50 employees

    Your Company Just Hit 50 Employees. The IRS Started Counting Before You Noticed.

  • HSA vs FSA vs HRA — plain-English 2026 guide for benefits admins

    HSA vs FSA vs HRA in Plain English. And the One Most Employees Are Quietly Misusing.

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